[AdSense-A]Aw crap, you’re broke. Again. Try as you might, you just can’t seem to save money. You might make decent money, and if you refrain from setting anything on fire for a while, you might even earn yourself a raise. But it never lasts, does it? There’s just so much cool stuff out there to buy, that why bother holding on to your cash, right? And then there’s wining and dining all the lovely ladies, catching all the latest shows — just so much to do, right?
Sure, and here’s one more thing you can do: assume a new identity and go into hiding when the bill collectors come to your door, lead pipes in hand.
Bottom line is, you need to save money. No matter who you are or how much you make, saving for the future is key. You never know what’s going to happen to your job, or whether a huge medical emergency might come up, so you always need something in the piggy just in case. But how?
If you truly can’t save in the traditional “hoard X percent of your income” way, might we suggest just binging instead? We don’t mean binging like, “blow all your dough on extra large everything pizzas from Domino’s,” we mean going on a savings bender. No more restaurant dates — your girl better like find Ramen noodles romantic as hell, because that’s what your dinners will look like for a good long while.
In addition, concerts, theaters, ball games, and anything else that costs more than a few bucks to attend are now gone. Even root, root, rooting for the cheap-ass semi-pro team down the block should be restricted to once every couple months, if that. In their place should be the absolute cheapest possible nights out, like walking in the park, going to the free-admission museum and not donating anything, and taking in dollar movie night at the local old-timey cinema.
“Wow, they even have an arcade machine? Hope it’s Frogger!”
Even your home life is not safe. Can you cut cable without scoring a penalty? Then do it. Don’t even think of buying any new video games for a while. Stick with what you got, and only buy a new (to you) game once every few months. Make sure your purchase came from the $9.99-or-under bin too. Don’t worry, there are plenty of good games for under that price, especially if you enjoy the Madden roster from 2004.
Now, perhaps you’re worried that such a radical change in lifestyle is impossible. And maybe it is, if you’re doing it alone. But if you can get a like-minded friend who also wants to save bunches, the two of you can feed off one another and work to keep the both of you 200% frugal. You can play old video games together, borrow each other’s books, offer each other cheap-ass cooking tips, and go out to the bar and watch the game while nursing your one beer each.
Oh, and that beer better be cheap draft. No costly-ass Guinness in the bottle for you, young mister.
Yes, binge-saving would be quite difficult at first. But then again, any major alteration in routine initially seems impossible. We, as a species, suck at change and excel at consistency. But seriously, living this way will be good for you in the long run. You will build up your savings account very quickly, probably way quicker than you think, and then, once you’re at an acceptable level, you can cut back a little, figure out a good percentage of your weekly income to put aside, and live your life with the rest.